The financial sector is undergoing a transition that goes beyond the adoption of new technologies. Based on the discussions from Torq Talks BH 2026, George Carvalho, innovation specialist at Torq, Evertec’s innovation hub, analyzes how Open Finance, embedded finance, AI, and legacy modernization are redesigning the foundations of the market, and why the competitive differentiator is no longer the product portfolio, but the strategic architecture in which the organization is embedded.

Digital fraud is becoming more sophisticated and requires new layers of protection in the banking sector. In this article, learn how artificial intelligence, biometrics, behavioral authentication and regulatory compliance help banks and financial institutions prevent risks, reduce losses and protect the customer journey.

The success of Pix has placed Brazil at the center of the global conversation on instant payments. In this article, discover how different countries are developing their own payment systems and the trends that are shaping the future of digital payments worldwide.

Acquiring is evolving beyond payment acceptance to become a strategic capability that supports digital transformation. Technologies such as intelligent payment processing, tokenization, embedded finance and real-time analytics enable financial institutions and merchants to improve customer experience, increase approval rates and strengthen competitiveness across the digital payments ecosystem.

Evertec’s credit collection platform is recognized for Its technology-driven and personalized approach Unfortunately, delinquency remains a common challenge for financial institutions in Brazil. According to the Consumer Indebtedness and Delinquency Survey (PEIC) conducted by the National Confederation of Commerce of Goods, Services and Tourism (CNC), in May 2026, 81.6% of Brazilian households were in debt, […]

Technology plays an essential role in our lives by optimizing manual tasks and reducing bureaucracy. The signing of contracts and other documents fits into this context, with the use of digital signatures becoming increasingly common and providing savings in time and resources for companies. In the context of consortium administrators, which deal daily with numerous […]